January 2025

Custom statement references

When you create a payment, you can now fill in the statement_reference field inside the beneficiary object. This controls what your customer sees on their bank statement, in the ‘reference’ field, after a closed-loop payment.

If you leave this field empty, a random 18-character string appears on the end user's bank statement. Therefore, we strongly recommend that you include a useful reference value in this field.

New functionality for payment cancellation in Ireland

If a payment in Ireland is not yet authorised, you can now call the /cancel endpoint up to and including the authorised status. This brings the functionality of this endpoint for Irish payments in line with the UK.

Payouts reliability improvements

We've addressed an edge case where a payout creation request could return a 202 status code but fail silently without creating a resource. This scenario now correctly causes a 500 status code.

AIS + PIS flow for Android and iOS

To make the user experience simpler, you can now give your user the option of creating an additional Data connection when they consent to a payment. This flow appears for some German banks when your user would need to input an IBAN at the authorisation stage.

Console changes — metadata in reports

You can now include metadata fields in the Merchant Account Transactions reports that you download from Console.

If you want to include this information in reports, click the cog icon at the top of the Merchant Account historical balances table, on the Merchant Account tab.