Provider and scheme selection

This section of the TrueLayer docs covers how to optimise user experience and payment reliability by selecting the right provider and scheme for each payment. It explains how to:

Present the right banking provider to users, including how to personalise the experience for returning users.

Fetch real-time information about available providers, their capabilities, and current operational status.

Respond to provider health changes dynamically to avoid failed payments.

Control the payment scheme (e.g. Faster Payments, SEPA) to prioritise speed, cost, or user control.

Whether you want to offer a streamlined “one-click” experience for repeat users or build a custom provider selection UI, these guides show how to use TrueLayer's APIs and webhooks to make intelligent, adaptive choices for your payment flows.

• Provider selection for new and returning users
• Select a scheme for payments
• Get information about banking providers
  • Provider availability webhook