Query account information [PayDirect]

Get account information associated with a specific user id.

📘
Note
This feature is in private beta and is currently available to a limited number of clients. To join our private beta, contact Client Care.

Query user accounts

View a list of accounts a user has previously paid from.

curl -H "Authorization: Bearer ${access_token}" \
https://paydirect.truelayer-sandbox.com/v1/users/${userId}/accounts

You'll get a response with the following:

Field	Type	Description
`account_id`	uuid	The unique ID of the account.
`name`	string	The name of the account holder.
`iban`	string	The IBAN of the account.

{
  "results": [
    {
      "account_id": "5156e5af-7bf2-49a4-96b3-7fde5ec8ddfe",
      "name": "JONAS DOE",
      "iban": "GB53CLRB04066200002723"
    },
    {
      "account_id": "77156e5af-7bf2-49a4-96b3-7fde5ec8ddfe",
      "name": "JONAS DOE",
      "iban": "GB99CLRB04066200002723"
    }
  ]
}

Query account balance

curl -H "Authorization: Bearer ${access_token}" \
https://paydirect.truelayer-sandbox.com/v1/balances

You'll get a response with the following:

Field	Type	Description
`currency`	ISO 4217 Currency Code String	The currency of the account. Accounts can only hold one currency each.
`iban`	string	The IBAN of the account that can be used to send funds to the account.
`status`	string	Denotes whether the account is active or not. This field can be `enabled` or `disabled`.
`current_balance_in_minor`	integer	The current balance of the account in the smallest denomination. Includes transactions that are pending or in transit.
`available_balance_in_minor`	integer	The balance available to spend, in the smallest denomination.
`account_owner`	string	The name of the account owner.

{
  "results": [
    {
      "currency": "GBP",
      "iban": "GB33BUKB20201555555555",
      "status": "enabled",
      "current_balance_in_minor": 50000000,
      "available_balance_in_minor": 49998000,
      "account_owner": "Owner Name"
    },
    {
      "currency": "EUR",
      "iban": "FR1420041010050500013M02606",
      "status": "disabled",
      "current_balance_in_minor": 20000000,
      "available_balance_in_minor": 20000000,
      "account_owner": "Owner Name"
    }
  ]
}

Query Transactions

The type field can be used to distinguish between top-ups and payouts.

You can make a request to view all the transactions made within a certain time. Include:

Field	Required?	Type	Description
`from`	Yes	timestamp	Timestamp as a string for the start of the range you are querying.
`to`	Yes	timestamp	Timestamp as a string for the end of the range you are querying.
`type`	No	string	Filter transactions by type. Available types are `topup` and `payout`. If not present, both payouts and topups will be returned.
`currency`	No	ISO 4217 Currency Code String	Filter transactions by currency.

curl -H "Authorization: Bearer ${access_token}" \
https://paydirect.truelayer-sandbox.com/v1/transactions?from="2019-10-01T17:00:00.0000000Z"&to="2019-10-02T17:00:00.0000000Z"&type="payout"&currency="GBP"

You'll get a response like this:

{
  "results": [
    {
      "transaction_id": "cc328607-e02e-49e2-81c9-5bd044c8f7d7",
      "type": "payout",
      "authorised_at": "2019-10-01T17:00:00.0000000Z",
      "submitted_at": "2019-10-01T17:00:00.0000000Z",
      "settled_at": "2019-10-01T17:00:00.0000000Z",
      "beneficiary_name": "John Smith",
      "beneficiary_iban": "GB33BUKB20201555555555",
      "beneficiary_reference": "Withdrawal 204",
      "amount_in_minor": 10000,
      "currency": "GBP",
      "context_code": "withdrawal",
      "status": "settled"
    },
    {
      "transaction_id": "gg328607-e02e-49e2-81c9-5bd044c8f7d8",
      "type": "payout",
      "authorised_at": "2019-10-01T15:00:00.0000000Z",
      "submitted_at": "2019-10-01T15:00:00.0000000Z",
      "settled_at": "2019-10-01T15:00:00.0000000Z",
      "beneficiary_name": "Jane Doe",
      "beneficiary_iban": "GB43BUKB20201555555555",
      "beneficiary_reference": "Withdrawal 205",
      "amount_in_minor": 20000,
      "currency": "GBP",
      "context_code": "withdrawal",
      "status": "settled"
    }
  ]
}

Updated 7 months ago

📘Note

Query user accounts

Query account balance

Query Transactions

📘
Note