Transaction data reference
Transactions from all providers are categorised by type. Learn more about transaction categories and classifications.
Transaction category
transaction_category identifies the type of a transaction for both account and card transactions. The supported set of categories is consistent across all providers.
These are the supported set of transaction categories:
| Type | Description |
|---|---|
ATM | Deposit or withdrawal of funds using an ATM (Automated Teller Machine) |
BILL_PAYMENT | Payment of a bill |
CASH | Cash deposited over the branch counter or using Cash and Deposit Machines |
CASHBACK | An option retailers offer to withdraw cash while making a debit card purchase |
CHEQUE | A document ordering the payment of money from a bank account to another person or organisation |
CORRECTION | Correction of a transaction error |
CREDIT | Funds added to your account |
DIRECT_DEBIT | An automatic withdrawal of funds initiated by a third party at regular intervals |
DIVIDEND | A payment to your account from shares you hold |
FEE_CHARGE | Fees or charges in relation to a transaction |
INTEREST | Credit or debit associated with interest earned or incurred |
OTHER | Miscellaneous credit or debit |
PURCHASE | A payment made with your debit or credit card |
STANDING_ORDER | A payment instructed by the account-holder to a third party at regular intervals |
TRANSFER | Transfer of money between accounts |
DEBIT | Funds taken out from your account, uncategorised by the bank |
UNKNOWN | No classification of transaction category known |
Transaction classification
transaction_classification returns category information for account and card transactions.
This field, along with merchant_name, is currently supported for banks in the UK, Ireland and France.
Our classification system is built around purchase-related transactions; for this reason transactions with transaction_category equal to CREDIT are currently not supported.
Some transactions may not receive a category/subcategory classification. Additionally, a given transaction's category/subcategory classification may change over time.
| Classification category | Classification subcategory |
|---|---|
| Uncategorized | Cash & ATM |
| Check | |
| Entertainment | Arts |
| Music | |
| Dating | |
| Movies & DVDs | |
| Newspaper & Magazines | |
| Social Club | |
| Sport | |
| Games | |
| Education | Tuition |
| Student Loan | |
| Books & Supplies | |
| Shopping | Pets |
| Groceries | |
| General | |
| Clothing | |
| Home | |
| Books | |
| Electronics & Software | |
| Hobbies | |
| Sporting Goods | |
| Personal Care | Hair |
| Laundry | |
| Beauty | |
| Spa & Massage | |
| Health & Fitness | Dentist |
| Doctor | |
| Eye care | |
| Pharmacy | |
| Gym | |
| Pets | |
| Sports | |
| Food & Dining | Catering |
| Coffee shops | |
| Delivery | |
| Fast Food | |
| Restaurants | |
| Bars | |
| Gifts & Donations | Gift |
| Charity | |
| Investments | Equities |
| Bonds | |
| Bank products | |
| Retirement | |
| Annuities | |
| Real-estate | |
| Bills & Utilities | Television |
| Home Phone | |
| Internet | |
| Mobile Phone | |
| Utilities | |
| Auto & Transport | Auto Insurance |
| Auto Payment | |
| Parking | |
| Public transport | |
| Service & Auto Parts | |
| Taxi | |
| Gas & Fuel | |
| Travel | Air Travel |
| Hotel | |
| Rental Car & Taxi | |
| Vacation | |
| Fees & Charges | Service Fee |
| Late Fee | |
| Finance Charge | |
| ATM Fee | |
| Bank Fee | |
| Commissions | |
| Business Services | Advertising |
| Financial Services | |
| Office Supplies | |
| Printing | |
| Shipping | |
| Legal | |
| Personal Services | Advisory and Consulting |
| Financial Services | |
| Lawyer | |
| Repairs & Maintenance | |
| Taxes | Federal Tax |
| State Tax | |
| Local Tax | |
| Sales Tax | |
| Property Tax | |
| Gambling | Betting |
| Lottery | |
| Casino | |
| Home | Rent |
| Mortgage | |
| Secured loans | |
| Pensions and Insurances | Pension payments |
| Life insurance | |
| Buildings and contents insurance | |
| Health insurance |
To learn more about how we categorise transactions, contact us. Your feedback can help us improve our categorisation system even more.
Updated 21 days ago