Transaction data reference

Transactions from all providers are categorised by type. Learn more about transaction categories and classifications.

transaction_category identifies the type of a transaction for both account and card transactions. The supported set of categories is consistent across all providers.

These are the supported set of transaction categories:

Type	Description
`ATM`	Deposit or withdrawal of funds using an ATM (Automated Teller Machine)
`BILL_PAYMENT`	Payment of a bill
`CASH`	Cash deposited over the branch counter or using Cash and Deposit Machines
`CASHBACK`	An option retailers offer to withdraw cash while making a debit card purchase
`CHEQUE`	A document ordering the payment of money from a bank account to another person or organisation
`CORRECTION`	Correction of a transaction error
`CREDIT`	Funds added to your account
`DIRECT_DEBIT`	An automatic withdrawal of funds initiated by a third party at regular intervals
`DIVIDEND`	A payment to your account from shares you hold
`FEE_CHARGE`	Fees or charges in relation to a transaction
`INTEREST`	Credit or debit associated with interest earned or incurred
`OTHER`	Miscellaneous credit or debit
`PURCHASE`	A payment made with your debit or credit card
`STANDING_ORDER`	A payment instructed by the account-holder to a third party at regular intervals
`TRANSFER`	Transfer of money between accounts
`DEBIT`	Funds taken out from your account, uncategorised by the bank
`UNKNOWN`	No classification of transaction category known

Transaction classification

transaction_classification returns detailed category information for account and card transactions.

This field, along with merchant_name, is currently supported for banks in the UK, Ireland and France; we attempt to classify transactions from banks in unsupported countries with the classification system used for UK transactions, but accuracy may be lower in this case.

Our classification system is built around purchase-related transactions; for this reason transactions with transaction_category equal to CREDIT are currently not supported.

Some transactions may not receive a category/subcategory classification. Additionally, the category/subcategory classification for a given transaction may change over time, as we improve our systems.

[
  {
    "classification_category": "Uncategorized",
    "sub_classification_categories": [
      "Cash & ATM",
      "Check"
    ]
  },
  {
    "classification_category": "Entertainment",
    "sub_classification_categories": [
      "Arts",
      "Music",
      "Dating",
      "Movies & DVDs",
      "Newspaper & Magazines",
      "Social Club",
      "Sport",
      "Games"
    ]
  },
  {
    "classification_category": "Education",
    "sub_classification_categories": [
      "Tuition",
      "Student Loan",
      "Books & Supplies"
    ]
  },
  {
    "classification_category": "Shopping",
    "sub_classification_categories": [
      "Pets",
      "Groceries",
      "General",
      "Clothing",
      "Home",
      "Books",
      "Electronics & Software",
      "Hobbies",
      "Sporting Goods"
    ]
  },
  {
    "classification_category": "Personal Care",
    "sub_classification_categories": [
      "Hair",
      "Laundry",
      "Beauty",
      "Spa & Massage"
    ]
  },
  {
    "classification_category": "Health & Fitness",
    "sub_classification_categories": [
      "Dentist",
      "Doctor",
      "Eye care",
      "Pharmacy",
      "Gym",
      "Pets",
      "Sports"
    ]
  },
  {
    "classification_category": "Food & Dining",
    "sub_classification_categories": [
      "Catering",
      "Coffee shops",
      "Delivery",
      "Fast Food",
      "Restaurants",
      "Bars"
    ]
  },
  {
    "classification_category": "Gifts & Donations",
    "sub_classification_categories": [
      "Gift",
      "Charity"
    ]
  },
  {
    "classification_category": "Investments",
    "sub_classification_categories": [
      "Equities",
      "Bonds",
      "Bank products",
      "Retirement",
      "Annuities",
      "Real-estate"
    ]
  },
  {
    "classification_category": "Bills and Utilities",
    "sub_classification_categories": [
      "Television",
      "Home Phone",
      "Internet",
      "Mobile Phone",
      "Utilities"
    ]
  },
  {
    "classification_category": "Auto & Transport",
    "sub_classification_categories": [
      "Auto Insurance",
      "Auto Payment",
      "Parking",
      "Public transport",
      "Service & Auto Parts",
      "Taxi",
      "Gas & Fuel"
    ]
  },
  {
    "classification_category": "Travel",
    "sub_classification_categories": [
      "Air Travel",
      "Hotel",
      "Rental Car & Taxi",
      "Vacation"
    ]
  },
  {
    "classification_category": "Fees & Charges",
    "sub_classification_categories": [
      "Service Fee",
      "Late Fee",
      "Finance Charge",
      "ATM Fee",
      "Bank Fee",
      "Commissions"
    ]
  },
  {
    "classification_category": "Business Services",
    "sub_classification_categories": [
      "Advertising",
      "Financial Services",
      "Office Supplies",
      "Printing",
      "Shipping",
      "Legal"
    ]
  },
  {
    "classification_category": "Personal Services",
    "sub_classification_categories": [
      "Advisory and Consulting",
      "Financial Services",
      "Lawyer",
      "Repairs & Maintenance"
    ]
  },
  {
    "classification_category": "Taxes",
    "sub_classification_categories": [
      "Federal Tax",
      "State Tax",
      "Local Tax",
      "Sales Tax",
      "Property Tax"
    ]
  },
  {
    "classification_category": "Gambling",
    "sub_classification_categories": [
      "Betting",
      "Lottery",
      "Casino"
    ]
  },
  {
    "classification_category": "Home",
    "sub_classification_categories": [
      "Rent",
      "Mortgage",
      "Secured loans",
    ]
  },
  {
    "classification_category": "Pensions and insurances",
    "sub_classification_categories": [
      "Pension payments",
      "Life insurance",
      "Buildings and contents insurance",
      "Health insurance",
    ]
  }
]

Category	Subcategory
Uncategorized	Cash & ATM
	Check
Entertainment	Arts
	Music
	Dating
	Movies & DVDs
	Newspaper & Magazines
	Social Club
	Sport
	Games
Education	Tuition
	Student Loan
	Books & Supplies
Shopping	Pets
	Groceries
	General
	Clothing
	Home
	Books
	Electronics & Software
	Hobbies
	Sporting Goods
Personal Care	Hair
	Laundry
	Beauty
	Spa & Massage
Health & Fitness	Dentist
	Doctor
	Eye care
	Pharmacy
	Gym
	Pets
	Sports
Food & Dining	Catering
	Coffee shops
	Delivery
	Fast Food
	Restaurants
	Bars
Gifts & Donations	Gift
	Charity
Investments	Equities
	Bonds
	Bank products
	Retirement
	Annuities
	Real-estate
Bills & Utilities	Television
	Home Phone
	Internet
	Mobile Phone
	Utilities
Auto & Transport	Auto Insurance
	Auto Payment
	Parking
	Public transport
	Service & Auto Parts
	Taxi
	Gas & Fuel
Travel	Air Travel
	Hotel
	Rental Car & Taxi
	Vacation
Fees & Charges	Service Fee
	Late Fee
	Finance Charge
	ATM Fee
	Bank Fee
	Commissions
Business Services	Advertising
	Financial Services
	Office Supplies
	Printing
	Shipping
	Legal
Personal Services	Advisory and Consulting
	Financial Services
	Lawyer
	Repairs & Maintenance
Taxes	Federal Tax
	State Tax
	Local Tax
	Sales Tax
	Property Tax
Gambling	Betting
	Lottery
	Casino
Home	Rent
	Mortgage
	Secured loans
Pensions and Insurances	Pension payments
	Life insurance
	Buildings and contents insurance
	Health insurance

To learn more about how we categorise transactions, contact us. Your feedback can help us improve our categorisation system even more.

Updated about 1 year ago