Learn how to use the iOS version of our mobile SDK to quickly integrate our Payments product into your app.

With the TrueLayer SDK for iOS, you can quickly add open banking payments to your app. Our iOS SDK integrates with TrueLayer's Payments API, making it simple to get up and running.


Image showing what the native screens look like on an iOS device. There are two screenshots in the image, one shows the bank selection screen and the other shows the payment confirmation screen.

The SDK presents native screens that allow your users to select their bank and consent to the payment. The user is then redirected to their banking app or website to authorise the payment. It also handles the network requests and errors, and gives you options to customise the user interface.


The SDK is currently optimised for the UK, Ireland, France, Germany, Spain, the Netherlands, and Lithuania. Beta testers can also use the iOS SDK for banks in Austria, Belgium, Finland, Poland and Portugal. The user interface can be displayed in English, Spanish, French, German, Dutch, Portuguese, Finnish, Polish and Lithuanian.

At a minimum, the SDK requires:

  • iOS 13.0
  • Xcode 13
  • Swift 5.6

Payment journey

  1. The user selects Pay By Bank.
  2. Your app creates a payment on the backend side.
  3. Your backend integration creates a payment and gets a payment resource back.
  4. Your app gets the payment_id and payment_token back and initialises the SDK.
  5. Your user selects and confirms their bank on the screen of the mobile SDK.
  6. The mobile SDK redirects your user to their bank's website or app.
  7. Your user authorises the payment in their bank's website or app.
  8. Once the authorisation is complete, the bank redirects the user to your redirect_url.

Image containing a diagram that shows the payment journey with mobile SDK integration.

Before you begin

Before you can use the SDK, you have to:

  1. Create a payment using the Payments API v3.
  2. Register a redirect_uri in your console. Your user will be redirected back to your website or application at the end of the payment journey.

Step 1: Install the SDK

The SDK is released as a compiled binary in the form of a series of XCFrameworks artefact. You can install the SDK using Swift Package Manager:

  1. Open your app in Xcode.
  2. In the Project Navigator, go to the project.
  3. In the Project panel, select the project.
  4. Go to the Package Dependencies tab.
  5. Select +.
  6. Enter in the search bar and select Enter.
  7. Select Add Package.
  8. Follow the steps in Xcode to install the SDK.

Step 2: Start the SDK

The SDK has two methods: configure(environment:visualSettings:) and processPayment(context:then:).

The interface that exposes all functions can be accessed through its singleton TrueLayer.Payments.manager.

To use the SDK, you have to invoke its configure(environment:visualSettings:) method. This method should be invoked once.

  • An environment, which can be .production or .sandbox. The environment determines which TrueLayer backend your app will use to process the payment.

You should initialize the SDK inside your AppDelegate, SceneDelegate, or any other container to manage your dependencies.

The following example shows how this can be done using the SceneDelegate:

import TrueLayerPaymentsSDK

class SceneDelegate: UIResponder, UIWindowSceneDelegate {
  func scene(_ scene: UIScene, willConnectTo session: UISceneSession, options connectionOptions: UIScene.ConnectionOptions) {
    guard let windowScene = scene as? UIWindowScene else { return }
    TrueLayer.Payments.manager.configure(environment: .sandbox)

Step 3: Process a payment

Once your app has obtained the paymentId and the paymentToken from the backend, it can use the SDK to process the payment.

To do so, call processPayment(context:then:) and pass a correctly populated Context object.

The SDK requires both a paymentIdentifier and a resourceToken (the id and resource_token from Create Payment respectively) in order to process the payment. Also, you can specify how the SDK should present its ViewControllers, using the presentationStyle parameter.

Finally, the processPayment method can receive a callback that the SDK uses to return a TrueLayer.Payments.Result - a .success containing a TrueLayer.Payments.PaymentState if everything went well, or a .failure with a TrueLayer.Payments.Error if something went wrong.

class ProductViewController: UIViewController {
  func processPayment() {
    // This function will invoke the backend to authenticate the app and create the payment in the truelayer backend
    createPayment(for: product) { [weak self] payment in
        context: TrueLayer.Payments.Models.Payment.Context(
          paymentIdentifier: // Your payment ID,
          resourceToken: // Your resource token,
          redirectURL: // Your redirect URL,
          presentationStyle: .present(on: yourViewController, style: .automatic)
        )) { result in
          switch result {
            case .success(let authorizationFlowResult):
              // Handle `TrueLayer.Payments.PaymentState`.
            case .failure(let error):
              // Handle `TrueLayer.Payments.Error`. 

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